Start Here

Learn about all the tools that Aaron uses to help him invest his savings. If you are a self-directed investor but not a full-time investor, this is the right content for you. Discover the key tools and accounts to help you passively invest. This content is for informational purposes only and is not to be considered financial, legal, or tax advice. Aaron has affiliate links that provide discounts for those who sign up. He will never receive funds from sponsors to promote financial products. This helps him stay neutral and only showcase products and services that he currently uses. Aaron also founded Good Fruit Investors and you can find out more info about them below.

What Is Offered

  • Engaging Shows

  • Supportive Community

  • Educational Courses

Aaron’s Setup

Investment Accounts & Planning Tools

Aaron’s Use Case:

  • Main margin accounts

  • Global stock and ETF trading

  • Low-cost currency conversion

  • Options, futures, and advanced order types

Highlights:

  • Low-cost global stock and ETF trading

  • Strong margin accounts and competitive margin rates

  • Low-cost currency conversion and multi-currency investing

  • Options, futures, bonds, currencies and advanced order types

  • Advanced platforms for experienced investors and active traders

Receive up to USD $1,000 in IBKR stock when you sign up with my referral link.
Canadian accounts may not be eligible for the stock bonus.

Use referral link:

Aaron’s Use Case:

  • Main TFSA, RRSP and other registered accounts

  • USD investing and Norbert’s Gambit

  • Stock, ETF and options trading

  • Secondary margin accounts

Highlights:

  • $0 stock and ETF trading

  • Broad account lineup: TFSA, RRSP, FHSA, RESP, LIRA, margin, corporate and more

  • Stronger choice for USD investing, free USD accounts and Norbert’s Gambit

  • Simple enough for beginners, with advanced tools as your investing needs grow

Receive $50 when you sign up with my referral link and deposit at least $250 within 30 days.

Use referral link:

Aaron’s Use Case:

  • Regular investment account

  • Emergency fund and short-term savings

  • Simple Canadian stock/ETF trades

  • Basic portfolio allocations

Highlights:

  • $0 stock and ETF trading

  • Broad account lineup: TFSA, RRSP, FHSA, RESP, LIRA, margin, corporate and more

  • Cash, chequing and savings features built alongside investing

  • Clean, beginner-friendly platform for investors who want to keep things simple

Receive $25 when you sign up with my referral link or code and deposit at least $100 within 30 days.

Use code CX57XQ or link below:

Aaron’s Use Case:

  • Testing long-term retirement scenarios

  • Comparing CPP, OAS and withdrawal timing

  • Planning around taxes, RRSPs, TFSAs and corporation income

  • Seeing how today’s decisions affect future retirement income

Highlights:

  • Canadian-focused financial planning software

  • Built for retirement, tax and drawdown projections

  • Helps compare different “what if” scenarios

  • Useful for investors who want a clearer long-term plan

Get started here:

Aaron’s Use Case:

  • Tracking monthly spending and cash flow

  • Monitoring net worth across accounts

  • Keeping investments, banking and debts organized in one place

  • Reviewing where money is going month to month

Highlights:

  • Personal finance dashboard for everyday money management

  • Tracks spending, income, bills, savings and investments

  • Helps organize net worth across multiple accounts

  • Useful for staying on top of short-term finances

Get started here:

Essential Financial & Security Tools

Aaron’s Use Case:

  • Chequing accounts

  • Savings accounts

  • Credit card

  • Personal line of credit

Highlights:

  • No-fee chequing account

  • Unlimited debit purchases, bill payments and withdrawals

  • Free access to CIBC ATMs across Canada

  • Simple online banking without branch dependency

Receive $50 to $500 with my referral link.
Deposit $100 to qualify for $50; additional details are in the link.

Use referral link:

Aaron’s Use Case:

  • Premium coverage plan

  • Registered will

  • Establish power of attorney

  • Record funeral and burial wishes

Highlights:

  • Create a legal will online in Canada

  • Includes power of attorney documents

  • Free unlimited updates

  • Convenient estate planning from home

Receive 20% off with my referral link when you purchase a Willful plan.

Use referral link:

Aaron’s Use Case:

  • Malwarebytes Plus plan

  • Protection for Mac, iPad, and iPhone

Highlights:

  • Free malware scanning and removal

  • Real-time malware and ransomware protection on paid plans

  • Web, phishing and scam protection

  • VPN and privacy features available on select plans

Receive 55% off your first order when you purchase through my referral link.

Use referral link:

Market Research & Portfolio Tools

Aaron’s Use Case:

  • Apple News+ subscription

  • Following investing and business news

  • Follow specific publications

  • Tracking news on stocks and ETFs I follow through Apple News+ integration with their Stocks app

Highlights:

  • Access to magazines, newspapers and digital publishers

  • Includes Canadian and financial publications

  • Curated news in one simple app

  • Helpful for staying informed without using multiple news sites

Download the app:

Aaron’s Use Case:

  • Free and Essential plan

  • Checking charts and price trends

  • Creating investment watchlists

  • Using alerts for stocks, ETFs and crypto

Highlights:

  • Advanced charting for stocks, ETFs, crypto, forex and more

  • Watchlists, screeners, calendars and market alerts

  • Useful for technical analysis and market monitoring

  • Works well as a visual research tool before placing trades

Receive $15 off your subscription with my referral link.

Use referral link:

Aaron’s Use Case:

  • Free and Basic plan

  • Backtesting portfolio ideas

  • Comparing asset allocations

  • Running Monte Carlo simulations and retirement withdrawal scenarios

Highlights:

  • Portfolio backtesting and asset allocation analysis

  • Monte Carlo simulations for long-term portfolio testing

  • Helps compare risk, return and withdrawal scenarios

  • Useful for testing investing ideas before using real money

Visit the site:

Aaron’s Use Case:

  • Premium plan

  • Testing options strategies

  • Monitoring options positions

  • Reviewing trades and strategy results

Highlights:

  • Options backtesting for common and custom strategies

  • Tests strategies across stocks, indexes and ETFs

  • Position monitoring with alerts

  • Helps review option trades and improve strategy decisions

Get started here:

Aaron’s Use Case:

  • Free version

  • Checking crypto prices and market cap

  • Following Bitcoin, Ethereum and altcoin trends

  • Tracking crypto watchlists

Highlights:

  • Crypto prices, charts and market-cap data

  • Watchlists for coins and tokens

  • Portfolio tracking for crypto holdings

  • Useful for following crypto market trends in one place

Get started here:

Crypto Exchanges, Wallets & Tax Tools

Aaron’s Use Case:

  • Main crypto exchange

  • Buy/sell USDC before moving to/from DeFi wallet

  • Use of Coinbase Advanced Trade only

Highlights:

  • Large, established crypto exchange with strong security and reliability

  • Registered as a restricted dealer in Canada

  • Free CAD funding with Interac e-Transfer and EFT

  • USDC-friendly platform with low-cost conversion options

  • Coinbase Advanced offers lower, volume-based trading fees

Get started here:

Aaron’s Use Case:

  • Free self-custody DeFi wallet

  • Connect to on-chain apps and networks

  • Use for DeFi activity before moving long-term holdings to cold storage

Highlights:

  • Widely used self-custody wallet for DeFi and Web3 apps

  • Supports Ethereum and many EVM-compatible networks

  • Browser and mobile access for signing on-chain transactions

  • MetaMask Portfolio adds swaps, staking and token approval management

Get started here:

Aaron’s Use Case:

  • Trezor Safe 5

  • Move long-term holdings off exchanges

  • Store crypto after buying, selling or DeFi activity

Highlights:

  • Hardware wallet for offline self-custody

  • Private keys stay off exchanges and online wallets

  • Strong security with touchscreen, PIN/passphrase support, and a Secure Element

  • Trezor Suite helps manage, send, receive and track crypto

Get started here:

Aaron’s Use Case:

  • Paid version

  • Track crypto across exchanges and wallets

  • Monitor gains, losses, and income

  • Generate tax reports for filing

Highlights:

  • Connects to 900+ exchanges, wallets, and crypto platforms

  • Tracks portfolio activity across accounts in one place

  • Supports DeFi, staking, and lending transactions

  • Generates CRA-friendly tax reports, including pre-filled Schedule 3

Use referral link:

Never miss a change…

Stay up-to-date with the latest tools and accounts that Aaron uses to invest his savings. Upon sign up, you will receive one email with Aaron’s latest setup. You will only receive emails when an update is made to this setup.

Subscribe to Aaron’s YouTube Channel!

Be the first to see any new content that is published on YouTube by subscribing and clicking the notification bell.

Did you find value in this information?

Consider financially supporting Aaron The Passive Investor.